Personal Appraisal
Sometimes the only person who needs the answer is you.
Appraisals for your own use — one inherited piece, a collection, or a whole household — prepared to the same USPAP standard as every other report here.
In Short
What this appraisal is for
Not every appraisal answers to a court, an insurer, or the IRS. You may have inherited a piece and want to know what it actually is, or be weighing whether to keep, sell, or insure something, or simply want your own records to be right. We appraise a single item or a whole collection for personal use, prepared to the same USPAP standard as every other report here. What changes is who the appraisal is for, not how carefully it is done.
When You Need One
Who this is for
Not every appraisal answers to a court, an insurer, or the IRS. This one answers to the owner. Clients ask for it when:
- A piece has been inherited and nobody in the family knows what it actually is.
- You are deciding whether to keep, sell, insure, or donate something.
- You are downsizing, and want to know what is worth moving.
- A dealer or a buyer has made an offer, and you want an independent view of it before you answer.
- You simply want your own record of the household to be right.
Scope
What we appraise, and what we do not
What we appraise
- A single inherited piece, a collection, or a whole household
- Jewelry, fine art, antiques, silver, and decorative property
- A car, a boat, or a machine you want an independent figure on
What we do not
- Your house, or any land you own. Real property is a real estate appraiser's work
- Selling the property for you, or brokering it to a buyer
- Real estate of any kind — houses, land, and buildings are outside this practice
The Report
What the report is used for
The standard of value depends on the question you are asking, so we settle that at the consultation. If you are weighing a sale, fair market value is the useful figure. If you are thinking about cover, replacement value is. We will tell you which one answers your question rather than assume it.
What changes here is who the appraisal is for, not how carefully it is done. The research, the report, and the USPAP certification are the same as for an estate or an insurer.
- A description of each item, and what the marks and evidence support
- The value of each item, and the standard of value applied
- The effective date of value
- The comparable sales and market data behind each figure
- The appraiser's certification, qualifications, and signature
How It Works
Four steps, start to signed report
Most assignments are prepared remotely, from photographs and documents. Where an item genuinely has to be seen in person, we say so before you pay rather than issue an opinion we cannot stand behind.
- You send photographs and an inventory of the items, with any provenance, receipts, or certificates you have
- We reply with a fixed quote, before any work starts
- We research comparable sales and market data for each item or asset
- You receive a signed, USPAP-compliant report you can file
Your Part
What we need from you
- Photographs of each item from several angles
- Close photographs of every mark, signature, stamp, and label, however small
- Any receipt, certificate, prior appraisal, or record of provenance you hold
- For a vehicle or a vessel: the VIN or HIN, the mileage or hours, and the service records
- What you want the figure for, so we can apply the standard of value that answers it
Start with the items you are most curious about rather than the whole house. A short list is quick to quote and quick to turn around, and you can always add to it later. Photograph every mark, signature, stamp, and label you can find, however small — those identify a piece, and a remote appraisal turns on them.
Price
What this costs
Items are quoted on the per-item schedule, from $10 for ordinary household goods up to $50–75 for fine jewelry and rare pieces, with a $150 minimum on any assignment. A vehicle, a vessel, or a machine is quoted on the asset schedule instead, from $250.
You get a fixed quote before any work starts, and the fee follows the research the assignment takes, not the value we find. If photographs cannot support the value, we say so before you pay — and if the fee would exceed what the property is likely worth, we say that too.
Independence
Robert Porter does not buy or sell the property he appraises and does not take a commission.
Questions
Asked most often about personal appraisal
- Can you appraise a single item?
- Yes. A minimum engagement of $150 applies to any assignment, because a report still has to be researched, written, and certified however short the list. The pricing page sets out the per-item tiers behind that.
- Will you tell me what it is, not only what it is worth?
- Identification is part of the work: value cannot be researched until an item is identified. The report describes what the piece is, and what the marks and the evidence support, alongside the figure.
- Can I use this appraisal for insurance or the IRS later?
- Only if it was written for that purpose. The purpose sets the standard of value and what the report must contain, so a report prepared for your own use is not automatically a qualified appraisal for the IRS, or the document an insurer wants. Say so at the consultation if either is a possibility, and we will write it accordingly.
- Do you buy anything you appraise?
- No. We do not buy, sell, or broker the property we value, and we take no commission on it. An appraiser with a stake in the outcome is not an independent appraiser.
- Do you appraise houses or land?
- No. This practice covers personal property, vehicles, boats, and equipment only. Real estate is a separate discipline under a separate licence, and we do not take that work. If you need a house or a parcel valued, a licensed real estate appraiser is who you want.
- Do you appraise cars, boats, and equipment?
- Yes. Vehicles, vessels, and machinery are part of the practice, alongside household contents. They are quoted on a separate asset schedule rather than on the per-item household tiers, because a car takes the research a car takes however many other items are on the list.
Read the general FAQs for how remote appraisal works, what we need from you, and how long it takes.
Get Started
Request a quote
Tell us what needs appraising and what the appraisal is for. You get a fixed quote back before any work starts.
You can also call (727) 284-6493 or email contact@everythingappraised.com .
Elsewhere On The Site
The appraisal you need may be a different one
By purpose
- Estate & Probate Appraisal Fair market values for settling an estate, filing with the court, or dividing property among heirs.
- Insurance Appraisal Replacement values for scheduling items on a policy, or substantiating a claim after a loss.
- Charitable Donation Appraisal Qualified appraisals for donations of personal property, prepared to IRS substantiation standards.
- Divorce & Equitable Distribution Independent, neutral valuations of marital personal property for dividing assets.
- Guardianship & Conservatorship Inventories and valuations for guardians and conservators reporting to the court.
- Chapter 7 Bankruptcy Appraisal Liquidation values for the property schedules a Chapter 7 filing requires, and for the exemptions claimed against them.
By asset
- Vehicle Appraisal Certified values for cars, trucks, classic vehicles, and motorcycles — for insurance, donation, an estate, or a divorce.
- Boat & Watercraft Appraisal Certified values for boats and watercraft — for insurance, donation, an estate, or a divorce.
- Equipment & Machinery Appraisal Certified values for equipment and machinery — for insurance, a donation, or an estate.